Invest in Gold,
Starting from
0.01 grams
The modern gold investment platform. Buy, save, and redeem physical gold — all from your phone. Bappebti licensed. Antam-grade.
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Building the Gold Super App
Kunci starts with gold investment. What comes next will change how Indonesia thinks about gold.
Digital Gold Investment
Buy, sell, and redeem Antam-grade gold from 0.01 grams. Auto-invest (DCA), gamification rewards, and physical redemption.
Cicil Emas — Gold Instalments
Lock today's price, pay over time. Gold on instalments makes larger purchases accessible to everyone.
Gold-Backed Lending
Unlock the value of your gold without selling it. Borrow against your portfolio — digital-first, no shop visit needed.
Built for Two Destinations
Every investor has a different goal. Kunci serves both — because your gold should work as hard as you do.
Financial Freedom
Build wealth through consistent gold investment. Auto-invest (DCA) grows your portfolio while you sleep. Gamification rewards discipline — the longer you stay, the more Kunci gives back. Start from 0.01 grams and watch compounding do the heavy lifting.
Own Physical Gold
Your gold is real, not just numbers on a screen. When your savings reach the threshold, redeem a physical Antam gold bar — certified, delivered, yours to hold. Same gold your family has trusted for generations, built 0.01 grams at a time.
Invest Smarter, Not Harder
Tools that turn gold investing from a chore into a habit.
Gamification
5 tiers from Pemula to Tajir. Earn free gold at every level. Streak rewards for consistency. Shareable milestone cards. The more you invest, the more Kunci gives back — reward ratio scales from 23% to 31%.
Auto-Invest (DCA)
Set your schedule — weekly, bi-weekly, monthly. Kunci buys gold automatically. No timing the market. Dollar-cost averaging proven to reduce volatility and build wealth consistently over time.
Daily Gold Brief
Mon–Sat at 06:30 WIB. Today's gold price, why it moved, what to watch. One email, everything you need. Powered by AI, reviewed by humans. Subscribe free — no account required.
Physical Redemption
Your digital gold can become a physical Antam gold bar. Certified, insured, delivered. Because gold you can hold feels different from gold you can only see on a screen.
Portfolio Tracking
Real-time portfolio value in IDR. Performance over time. Gain/loss breakdown. All in one clean dashboard designed for clarity, not complexity.
Goal-Based Savings
Set a target — “1 gram by December” or “Rp 10M by age 30.” Kunci tracks your progress and celebrates your milestones along the way.
Become a Smarter Investor
Gold literacy isn’t taught in school. Kunci fills that gap with daily insights, courses, and tools.
Tajir Tips
Daily gold insights from our AI-powered brief. Searchable archive.
DAILY · FREEGold 101
6-lesson beginner course. From “what is gold?” to “how to build a gold portfolio.”
COURSE · 30 MINCompounding Calculator
See how Rp 50k/week grows over 5, 10, 20 years. Interactive tool.
TOOL · INTERACTIVEBlog & Analysis
Weekly articles on gold markets, investing strategy, and Kunci product updates.
WEEKLY · FREEWhat Our Users Say
Real feedback from real investors building wealth with Kunci.
“I started with Rp 20,000 just to try. Three months later I have a streak going and Rp 2M in gold. The gamification actually makes me want to invest more.”
“Finally a gold app that doesn't feel like a trading terminal. Simple, beautiful, and I love that I can see my gold growing every day. The daily email is my favorite part.”
“As a CFO, I needed something with proper compliance documentation. Kunci's corporate program delivered — Bappebti licensed, full reporting, dedicated manager.”
Your Gold is Safe with Kunci
Licensed, regulated, insured. Every gram of gold is physically backed and stored in a licensed vault.
Licensed by Bappebti
Kunci operates under a license from the Commodity Futures Trading Regulatory Agency (Bappebti), ensuring full regulatory compliance for digital gold transactions in Indonesia.
Physically Backed Gold
Every gram of gold purchased on Kunci is physically backed and stored in a licensed vault. Your gold is real, insured, and redeemable at any time.
Data Security
End-to-end encryption for all data. KYC verification via licensed providers (Privy/VIDA). Segregated user accounts. Your information is protected.
Start Your Gold Journey Today
Register now. Invest from 0.01 grams. Your key to wealth.
REGISTER NOW →